Private Academic & Vocational Schools

10 Reasons Why You Should Insure With Berrian - Our Program Offers:

  1. Educator's Professional Liability covering teachers, students, and the Institution
  2. Coverage for errors and omissions in technical training
  3. Errors and Omissions with respect to career counseling, job placement and referrals
  4. Errors and Omissions with respect to admissions practice
  5. Coverage for performance of students in training
  6. Business interruption with tuition reimbursement
  7. Reward reimbursement for vandalism of school property - $5,000
  8. Coverage for student property - $10,000
  9. Property in transit coverage - $2,500 limit
  10. Interest free monthly payments

Property

  • Blanket Limits with large in house capacity for buildings
  • All Risk on Building, Contents, Loss of Income with Extra Expense
  • Coverage for Property of Students
  • Loss of Income and Extra expense
  • Vandalism Reward Reimbursement
  • Replacement Cost Endorsement
  • Business Income Changes-Educational Institutions (tuition reimbursement)
  • Property Enhancement Form

Liability

  • Comprehensive General Liability - Limits to $3,000,000
  • Premises
  • Personal Injury Liability
  • Employee Benefits Liability
  • Coverage for special events, including fundraising events
  • Educator's professional liability (Occurrence Form)
  • Sexual abuse coverage available
  • Corporal Punishment
  • Umbrella - Limits up to $10,000,000

Automobile

  • Owned Automobiles
  • Hired Non-Owned Automobile Exposures
  • Liability and Physical Damage
  • Rental Reimbursement
  • Coverage for fleets including 60+ passenger buses

 

Crime & Fidelity

  • Employee Dishonesty
  • Forgery
  • Theft, Disappearance and Destruction - Inside/Outside Premises